Claims Process Made Simple

Fast, Transparent, and Hassle-Free Claim Settlement with 97.3% Success Rate. We're Here to Support You When You Need Us Most.

Average Settlement Time: 26 Days | Success Rate: 97.3%

Quick Actions

Choose how you'd like to proceed with your claim

File New Claim

Start your claim process online. Upload documents, fill details, and track progress in real-time.

Start Claim Now

Track Existing Claim

Check your claim status, view settlement details, and get real-time updates on your claim.

Track Claim Status

Download Claim Forms

Download all necessary claim forms, checklists, and required documents for different claim types.

Download Forms

Step-by-Step Claims Process

Our streamlined 5-step process ensures quick and fair claim settlement

1

Immediate Notification

Within 24 hours

Notify us immediately after the incident occurs. Use our 24/7 emergency helpline, mobile app, or online portal.

Important:

  • Life/Health Claims: Notify within 24 hours
  • Motor Claims: Notify immediately, file FIR if required
  • Property Claims: Notify within 48 hours
2

Document Submission

Within 7 days

Submit all required documents through our online portal, email, or nearest branch office. We provide document checklists for each claim type.

3

Claim Verification

7-10 days

Our claims team verifies all submitted documents and may appoint a surveyor/loss assessor if required. We keep you updated at every step.

Verification Includes:

  • Document authenticity check
  • Policy validity verification
  • Incident investigation (if needed)
4

Assessment & Approval

5-7 days

Based on verification, we assess the claim amount and seek necessary approvals. For cashless claims, we coordinate directly with network providers.

Cashless Available 5000+ Network Partners
5

Settlement & Payment

3-5 days

Once approved, claim amount is transferred directly to your bank account via NEFT/RTGS. You receive instant notification and payment confirmation.

Settlement Options:

  • Direct bank transfer (NEFT/RTGS)
  • Cheque delivery
  • Cashless settlement at network providers

Required Documents

Ensure you have these documents ready for smooth claim processing

Health Insurance Claims

  • Original hospital bills
  • Discharge summary
  • Prescriptions and test reports
  • Policy copy and ID proof
  • Claim form (signed)

Motor Insurance Claims

  • FIR copy (if applicable)
  • Driving license copy
  • RC book copy
  • Vehicle photographs
  • Repair estimates

Home Insurance Claims

  • Police report (for theft)
  • Fire brigade report (for fire)
  • Photographs of damage
  • Purchase bills of damaged items
  • Repair estimates

Life Insurance Claims

  • Death certificate
  • Policy document
  • Claimant ID proof
  • Medical records
  • Nominee details

Frequently Asked Questions

Get answers to common questions about our claims process

How long does it take to settle a claim?

+

Most claims are settled within 30 days of complete document submission. Health insurance cashless claims are typically approved within 4-6 hours. Our average settlement time is 26 days with a 97.3% success rate.

What is the cashless facility and how does it work?

+

Cashless facility allows you to receive treatment at our network hospitals without paying upfront. Simply show your health card, we authorize the treatment directly with the hospital. We have 5000+ network hospitals and garages across India.

What if my claim gets rejected?

+

If your claim is rejected, we provide a detailed explanation letter. You can appeal the decision within 30 days with additional documents. If still unsatisfied, you can approach the Insurance Ombudsman or IRDAI Grievance Cell.

Can I track my claim status online?

+

Yes, you can track your claim status 24/7 through our customer portal or mobile app. You'll receive SMS and email updates at every stage of the claim process. Our AI-powered chatbot can also provide instant status updates.

What documents are needed for claim intimation?

+

For initial intimation, you only need your policy number and basic incident details. Complete document submission can be done later. However, timely intimation is crucial - within 24 hours for health claims and immediately for motor accidents.

Contact Our Claims Team

We're available 24/7 to assist with your claim queries and emergencies

Emergency Claims Helpline

Available 24/7 for immediate assistance in emergencies

1800-123-CLAIM

+

info@bharatprotectioninsurance.online

Claims Support Center

General claims queries and status updates

1800-123-4567

Mon-Sun: 8 AM - 10 PM

claims@bharatprotectioninsurance.online

Claims Office

Visit us for document submission and in-person support

123 Claims Center, Mumbai

Mon-Fri: 9 AM - 6 PM

Sat: 9 AM - 2 PM

File Your Claim Online

Privacy Notice

By submitting this form, you agree to our Privacy Policy. All information provided will be kept confidential and used only for claim processing purposes as per IRDAI regulations.

Note: For document submission, please email documents to info@bharatprotectioninsurance.online with your claim reference.

You'll receive a confirmation email with your Claim ID within 24 hours.